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Wednesday, February 15, 2006


I feel good :)
Business is booming and I feel super good.
Finances on the Vonnie front aren't looking to yummy though.
Thanks to my brother in law, I got this bright idea (I know, most of my ideas are bright until I actually go through with it. Like living in my car for a year, that was a REALLY bright idea!). I am looking to build my credit, so I decided to take out a loan for two grand and set myself two years to pay it back. Even with like 11% interest, my monthly payments won't be too harsh. So I called the loan lady (I can't think of her name) at the bank and explained my situation to her and she told me about a loan I can take out if I have a co-signer since I don't have any credit. So I called my grandmother. I figured since we managed to talk on the phone last night without any arguements or lectures (since we hate each other). Instead of the "sure, I'll help you" like anyone else in the family would have gotten, I got a lecture about how I didn't need to do anything like that. I explained to her, it is for my car (since my fuel pump is bad) and to get the rest of the money down for my computer. I got a flat out no. I guess she doesn't want me to build credit and fix my car. So I called my aunt. She said she would check with my uncle to see what he said about it. I am going to get my mom to co-sign hopefully so I can get it taken care of. If mom can't if she still has credit problems, hopefully my aunt will help me. My brother said his mother would help me if I need it. I understand aunt penny is worried about herself since if I don't pay the bill on time she has to. I am just super frustrated about my car possibly dieing and me have no vehicle. Then I can put part of it with my tax return to get my computer.
Everything is so frustrating right now. I hate banks and credit when I don't have credit to begin with....GRRRRRRRR!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

V.

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