Sunday, October 30, 2005

So I mentioned this yesterday in my LJ update on the Kris journal... (yanno, the "drama whoring" post... or at least that's what it's probably being called... so sue me for wanting to end the bullshit.)


If everything works out the way I want them to work out..... I'll be moving to Austin this summer. For good.

Now obviously, I need a LOT of stuff to happen for this to go down.


1) I need a solution to my debt problems. And I think I have it. For the last couple months, I've been getting these letters from GE Money about personal loans. I've been hesistant about doing this, for fear of how bad of an interest rate I'd get. But I mean....it'd be the easiest way to just pay off the cards, then just have one payment for the next couple years. I mean yeah, having to pay 300-400 a month for this would suck, but it's better than what I'm paying on the cards right now.

So if I do this, I'm gonna wait til next year. Why wait you ask? I don't want it fucking up my tax rebate. XD No seriously....I'm expecting like 1000 bucks when I file, and I think getting a loan would severely fuck that up. But when I do it, I'm gonna try to get a 15,000 dollar loan. Spend 13k paying off the bills, then pay back what I don't use. That'll help the payback process a lot. (along with the tax rebate) Plus this way, I don't have to worry about all the tax junk on it for another year. (which I'm still majorly confused on how all that works....but whatever)

As I said before, my biggest fear was being raped on interest. Well yesterday, I did one of those check your credit score things, and it was a 708. I guess that's pretty good. So I might not get as nailed as I thought I would, which is awesome. Maybe only like 15% instead of 24%. ^^;;;

So with all this, and staying with Meijer til I leave, I could build up a pretty decent chunk of money to move with, AND have a solution in place to eliminate my debt problems in 2 or 3 years.

2) I need a place to live. That's pretty much a given tho... I mean, move somewhere, gotta have somewhere to live, right? Hehe. I know a couple people that have said "Dude, we so want you to move in to an apartment with us", and I might take up one of those offers. It'd be a LOT easier to pay rent being split 2-4 ways then paying by yourself. (especially on top of the 300-400/month I'd already be paying for the loan thing)

But even then.... I have the option of moving in with my Grandma for a short time if needed... I would prefer not to, but if it can't be helped, then yeah.....

3) I need a job. I'm not going unless I already have a job lined up. That's pretty much the simple end of things. Hehe. And I'm not talking about like cashier at Walmart or sandwich maker at Subway or anything like that... I'm talking like an actual, real job. I know that'll be hard, what with only being able to check the "some college" box, but it's still possible....

One place I was looking is the IRS. They have the building set up right there in South Austin by 290/35. Or Dell, or 3M, or anything like that. There ARE jobs out there, you just gotta know where to look for them, and not be as picky.

Obviously, I'm looking for a complete career change. (if you can call what I've been doing the last 5 years a "career") I want to actually TRY to do something in my life.... That's why I was thinking the IRS thing. Do accountant type stuff. Granted, I tried taking an accounting class in college, couldn't really get it, and dropped it.... But it was a night class, and I hate night classes... ^^;;;;

Ok.....so I have no clue what I want to do with my life.... x.x;;;;;



That's it... The 3 things I need to be in place for me to move.

So why all of a sudden do I want to do this? Why now?

Simple... I'm about to turn 25... Never in my wildest dreams did I ever envision my life where I'd be 25 and still living at home with my parents.... And neither did they... My mom was telling me that out of all of the kids, she thought I stood the best chance of making something of themselves... I've failed them, I've failed myself, I've failed everyone... And I need to change that.

So why pick Summer 06 for this?

Again, simple. Gives me a realistic goal of when I want to get this done, do it over the summer when it's easier, and this way.... What with everyone from Katrina migrating over to Texas and clogging up the job/apartment market right now, giving it til next summer might make it a lot easier to find both. ("might")


Sooo... Yeah. Let's hope some stuff starts going my way for once.....yanno? ^^;;
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